> ## Documentation Index
> Fetch the complete documentation index at: https://agents-docs.lightspark.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Capabilities

![Capabilities hero](https://mintcdn.com/agents-docs/qL8kqlSYbvexR8cg/images/heroes/hero-capabilities-light.svg?fit=max\&auto=format\&n=qL8kqlSYbvexR8cg\&q=85\&s=9e14847076f223e8c7be6717846a112a)

Lightspark exposes low-level primitives that you combine to build any payment flow. Fiat, crypto, or both.

Send

Push funds to bank accounts in 65+ countries, crypto wallets, or UMA addresses. You choose the destination, Grid handles delivery.

[View coverage](https://agents-docs.lightspark.com/platform-overview/core-concepts/currencies-and-rails.md)

Receive

Accept incoming payments via bank transfer, crypto deposit, or UMA. Webhooks notify you in real-time.

[Receiving payments](https://agents-docs.lightspark.com/global-p2p/sending-receiving-payments/receiving-payments.md)

Convert

Exchange between fiat currencies or convert fiat to crypto. Lock in rates before execution.

[How quotes work](https://agents-docs.lightspark.com/platform-overview/core-concepts/quote-system.md)

Hold

Maintain balances in USD, EUR, BRL, BTC, USDC, and more. Fund and manage accounts via API.

[Account model](https://agents-docs.lightspark.com/platform-overview/core-concepts/account-model.md)

Ramp

On-ramp from bank accounts to BTC or stablecoins. Off-ramp crypto to local bank rails instantly.

[Explore ramps](https://agents-docs.lightspark.com/ramps.md)

Bill

Generate payment requests and collect funds. Track payment status through completion.

Coming soon

Program

Automate flows with webhooks, approval logic, and idempotent operations. Build any payment experience.

[API reference](https://agents-docs.lightspark.com/api-reference)

Identify

KYC/KYB verification—use Grid's hosted flows or bring your own compliance.

[Onboarding guide](https://agents-docs.lightspark.com/payouts-and-b2b/onboarding/configuring-customers.md)

Issue

Issue debit cards backed by internal accounts, or issue stablecoins and manage minting and burning through the API.

[Card issuing](https://agents-docs.lightspark.com/cards/card-management/issuing-cards.md)

[Stablecoin issuance](https://agents-docs.lightspark.com/api-reference/stablecoins/request-grid-enablement-for-a-stablecoin.md)


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