Get a card

Get a card

curl --request GET \
  --url https://api.lightspark.com/grid/2025-10-13/cards/{id} \
  --header 'Authorization: Basic <encoded-value>'

const options = {method: 'GET', headers: {Authorization: 'Basic <encoded-value>'}};

fetch('https://api.lightspark.com/grid/2025-10-13/cards/{id}', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

val client = OkHttpClient()

val request = Request.Builder()
  .url("https://api.lightspark.com/grid/2025-10-13/cards/{id}")
  .get()
  .addHeader("Authorization", "Basic <encoded-value>")
  .build()

val response = client.newCall(request).execute()

{
  "id": "Card:019542f5-b3e7-1d02-0000-000000000010",
  "customerId": "Customer:019542f5-b3e7-1d02-0000-000000000001",
  "status": "PENDING_KYC",
  "form": "VIRTUAL",
  "fundingSource": "InternalAccount:019542f5-b3e7-1d02-0000-000000000002",
  "createdAt": "2026-05-08T14:10:00Z",
  "updatedAt": "2026-05-08T14:11:00Z",
  "platformCardId": "card-emp-001",
  "statusReason": "DELEGATION_REQUIRED",
  "brand": "VISA",
  "pinStatus": "OK",
  "pinUnblockAvailableAt": "2026-10-15T15:00:00Z",
  "last4": "4242",
  "expMonth": 12,
  "expYear": 2029,
  "cardCapabilities": {
    "supportsVelocityLimits": true,
    "supports3dSecurePassword": false,
    "supportsPanReveal": true,
    "supportsDigitalWalletTokenization": true
  },
  "maxNetworkRiskScore": 700,
  "allowedMccs": [
    "5411"
  ],
  "blockedMccs": [
    "7995"
  ],
  "agentId": "Agent:019542f5-b3e7-1d02-0000-000000000042",
  "defaultMccBlocksLifted": false,
  "lockedMerchant": {
    "descriptor": "BLUE BOTTLE COFFEE SF",
    "mcc": "5814",
    "city": "San Francisco",
    "state": "CA",
    "country": "US"
  },
  "currency": "USD",
  "processorRef": "card_b81c2a4f",
  "issuerRef": "lead_card_7a1b9c3d"
}

{
  "code": "UNAUTHORIZED",
  "reason": "<string>",
  "details": {}
}

{
  "code": "TRANSACTION_NOT_FOUND",
  "reason": "<string>",
  "details": {}
}

{
  "code": "GRID_SWITCH_ERROR",
  "reason": "<string>",
  "details": {}
}

{
  "code": "UNRECOGNIZED_MANDATORY_PAYEE_DATA_KEY",
  "reason": "<string>",
  "details": {}
}

GET

cards

{id}

Get a card

curl --request GET \
  --url https://api.lightspark.com/grid/2025-10-13/cards/{id} \
  --header 'Authorization: Basic <encoded-value>'

const options = {method: 'GET', headers: {Authorization: 'Basic <encoded-value>'}};

fetch('https://api.lightspark.com/grid/2025-10-13/cards/{id}', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

val client = OkHttpClient()

val request = Request.Builder()
  .url("https://api.lightspark.com/grid/2025-10-13/cards/{id}")
  .get()
  .addHeader("Authorization", "Basic <encoded-value>")
  .build()

val response = client.newCall(request).execute()

{
  "id": "Card:019542f5-b3e7-1d02-0000-000000000010",
  "customerId": "Customer:019542f5-b3e7-1d02-0000-000000000001",
  "status": "PENDING_KYC",
  "form": "VIRTUAL",
  "fundingSource": "InternalAccount:019542f5-b3e7-1d02-0000-000000000002",
  "createdAt": "2026-05-08T14:10:00Z",
  "updatedAt": "2026-05-08T14:11:00Z",
  "platformCardId": "card-emp-001",
  "statusReason": "DELEGATION_REQUIRED",
  "brand": "VISA",
  "pinStatus": "OK",
  "pinUnblockAvailableAt": "2026-10-15T15:00:00Z",
  "last4": "4242",
  "expMonth": 12,
  "expYear": 2029,
  "cardCapabilities": {
    "supportsVelocityLimits": true,
    "supports3dSecurePassword": false,
    "supportsPanReveal": true,
    "supportsDigitalWalletTokenization": true
  },
  "maxNetworkRiskScore": 700,
  "allowedMccs": [
    "5411"
  ],
  "blockedMccs": [
    "7995"
  ],
  "agentId": "Agent:019542f5-b3e7-1d02-0000-000000000042",
  "defaultMccBlocksLifted": false,
  "lockedMerchant": {
    "descriptor": "BLUE BOTTLE COFFEE SF",
    "mcc": "5814",
    "city": "San Francisco",
    "state": "CA",
    "country": "US"
  },
  "currency": "USD",
  "processorRef": "card_b81c2a4f",
  "issuerRef": "lead_card_7a1b9c3d"
}

{
  "code": "UNAUTHORIZED",
  "reason": "<string>",
  "details": {}
}

{
  "code": "TRANSACTION_NOT_FOUND",
  "reason": "<string>",
  "details": {}
}

{
  "code": "GRID_SWITCH_ERROR",
  "reason": "<string>",
  "details": {}
}

{
  "code": "UNRECOGNIZED_MANDATORY_PAYEE_DATA_KEY",
  "reason": "<string>",
  "details": {}
}

Authorizations

Authorization

string

header

required

API token authentication using format <api token id>:<api client secret>

Path Parameters

string

required

System-generated unique card identifier

Response

Successful operation

string

required

System-generated unique card identifier

Example:

"Card:019542f5-b3e7-1d02-0000-000000000010"

customerId

string

required

The id of the Customer who holds this card.

Example:

"Customer:019542f5-b3e7-1d02-0000-000000000001"

status

enum<string>

required

Lifecycle status of a card.

Status	Description
`PENDING_KYC`	The cardholder has not yet completed KYC. Cards in this status cannot transact.
`PROCESSING`	The card has been requested and is being provisioned with the issuer.
`PENDING_AUTH`	The issuer has provisioned the card, but its USDB Embedded Wallet funding source lacks an active delegated signing key. Complete `POST /auth/delegated-keys` before using the card.
`ACTIVE`	The card is live and can authorize transactions.
`FROZEN`	The card is temporarily disabled by the platform or by Grid. New authorizations are declined with `cardDeclinedReason: CARD_NOT_ACTIVE`. Existing settlements and refunds continue to reconcile. A card Grid froze for review, or one frozen as `COMPROMISED`, cannot be unfrozen by the platform.
`CLOSED`	The card is permanently closed. Terminal, irreversible status.

Available options:

PENDING_KYC,

PROCESSING,

PENDING_AUTH,

ACTIVE,

FROZEN,

CLOSED

form

enum<string>

required

Physical form factor of the card. Only VIRTUAL is supported in v1; PHYSICAL will be added in a later release.

Available options:

VIRTUAL

fundingSource

string

required

Internal account id that funds this card.

Example:

"InternalAccount:019542f5-b3e7-1d02-0000-000000000002"

createdAt

string<date-time>

required

Creation timestamp

Example:

"2026-05-08T14:10:00Z"

updatedAt

string<date-time>

required

Last update timestamp

Example:

"2026-05-08T14:11:00Z"

platformCardId

string

Platform-specific card identifier generated by the server.

Example:

"card-emp-001"

statusReason

enum<string>

Reason associated with the current status. Present when the card is PENDING_AUTH, CLOSED, or when provisioning was rejected; absent otherwise.

Available options:

DELEGATION_REQUIRED,

ISSUER_REJECTED,

CLOSED_BY_PLATFORM,

CLOSED_BY_GRID

brand

enum<string>

Card network brand. Read-only — determined by Grid when the card is provisioned with the issuer.

Available options:

VISA,

MASTERCARD

pinStatus

enum<string>

State of the card's PIN. On the Card resource, this is the last known status and is present whenever PIN management is supported. An absent value means PIN management is unavailable for this card; it does not mean NOT_SET. Use GET /cards/{id} to retrieve pinStatus.

Status	Description
`NOT_SET`	No PIN has been set on the card. PIN verification is not enabled. Set one with `POST /cards/{id}/set-pin` or the hosted form returned by `GET /cards/{id}/pin-entry-url`.
`OK`	A PIN is set and usable.
`BLOCKED`	The PIN was entered incorrectly three consecutive times and is refused until cleared with `POST /cards/{id}/pin/unblock`, or replaced with `POST /cards/{id}/set-pin`.

Available options:

NOT_SET,

OK,

BLOCKED

Example:

"OK"

pinUnblockAvailableAt

string<date-time>

read-only

Earliest time another PIN unblock attempt is allowed. Absent until the unblock allowance is used. Changing the PIN does not reset this time.

Example:

"2026-10-15T15:00:00Z"

last4

string

Last four digits of the card PAN.

Example:

"4242"

expMonth

integer

Card expiration month (1–12).

Required range: 1 <= x <= 12

Example:

12

expYear

integer

Card expiration year (four digits).

Example:

2029

cardCapabilities

object

Actions supported for this card by the issuer selected at issuance. Present for cards whose program has been resolved; absent otherwise. These capabilities are fixed at issuance for the card's lifetime.

Show child attributes

maxNetworkRiskScore

integer | null

Maximum normalized network risk score allowed for real-time card authorizations. Scores range from 0 (lowest risk) to 999 (highest risk). Visa scores are normalized by multiplying the raw 0–99 score by 10. Scores equal to the ceiling are allowed. Authorizations without a score are also allowed. The lowest configured card or platform ceiling applies. Null means no card-specific ceiling. Platform controls still apply.

Required range: 0 <= x <= 999

Example:

700

allowedMccs

string[]

The card's own merchant-category allow list. Absent when the card sets no allow list of its own. Lightspark's global, platform, and card controls also apply: spending must satisfy every configured allow list and no block list. This field does not include inherited restrictions.

Minimum array length: 1

Pattern: ^[0-9]{4}$

Example:

["5411"]

blockedMccs

string[]

Merchant category codes the card declines, with cardDeclinedReason: BLOCKED. Absent when the card blocks no category of its own. A card issued for an agent also declines Grid's default agent categories unless defaultMccBlocksLifted is true. Lightspark's global, platform, and card blocks apply in addition to this list and are not included in this field.

Pattern: ^[0-9]{4}$

Example:

["7995"]

agentId

string

The agent the card was issued for, when there is one.

Example:

"Agent:019542f5-b3e7-1d02-0000-000000000042"

defaultMccBlocksLifted

boolean

Whether the platform lifted Grid's default agent merchant-category blocks on this card. Present only for a card issued for an agent.

Example:

false

lockedMerchant

object

The merchant a merchant-locked card (an agent's recurring purchase card) is locked to: the first merchant whose authorization on it was approved, the only one that can charge it. Absent until that first approved charge, and on every other card.

Show child attributes

currency

string

Currency the card transacts in, fixed at issuance by its card program. USDB-funded cards transact in USD, with funding converted at 1 USDB = 1 USD. Spending limits use the smallest unit of the card's currency (USD cents for USDB-funded cards). Changing the funding source does not change the card's currency or spending-limit units.

Example:

"USD"

processorRef

string

Opaque processor-side reference for the card (e.g. the Lithic card token). Useful for cross-referencing in the processor's dashboards; not used for any Grid request routing.

Example:

"card_b81c2a4f"

issuerRef

string

Opaque identifier for the card on the issuer of record (e.g. the Lead Bank account/card identifier). Useful for cross-referencing in issuer dashboards; not used for any Grid request routing.

Example:

"lead_card_7a1b9c3d"

Using the API

API documentation

Authorizations

Path Parameters

Response